Factsheet Blog

  What is ESG ? So first let understand what is Environmental , Social and Governance (ESG) .It is a composite set of standards used to judge the operations and performance of any company over three main bases. ESG factors have increasingly become significant to investors, stakeholders, and consumers who are concerned about issues of sustainable and ethical business practice. Where Environment this aspect measures the environmental impact of a company, elements comprised of: ● Carbon Emissions: Gas Emissions Review and Carbon Abatement Activities. Review of energy usage efficiency and usage of renewable energy from energy consumption. ● Waste Management: All the activities relate to waste disposal, recycling, and pollution control. ● Resource Conservation: The authority over the usage of natural resources, including both the use of water and biodiversity. The Social dimension addresses the company;s relations with its stakeholders and encompasses: ● Labor Practices ref...

  Investment banking will significantly change soon through technological advancements, regulatory changes, and evolution in the expectations of clients. As this industry begins reacting to these changes, a huge number of the following influential trends are likely to appear that will shape its future landscape: 1. The integration of technology and automation Technology integration into investment banking business processes accelerates. Automation tools, including AI and ML, increasingly support tasks as simple as data analysis to risk assessments and even in client relationships. Automation increases the banks; operational efficiencies, cost savings, and improvements in report accuracy. This will further encourage AI analytics to prompt bankers to process large volumes of data, thusunlocking insights that can be used in better decision-making. These technologies will, in due course, significantly alter the functioning of investment banks. Their focus will be on high-valu...

The talk of the day in the world of insurance has been digital transformation. This means that it might just be the change in the way insurance companies work and how they engage with their customers, all because of digital technology and innovation can make a difference in the customer experience of business models and even processes powered by data analytics and digital self-service tools. The impact of the digital transformation in insurance encompasses not just risk assessment by way of predictive analytics, but also interaction and engagement through digital channels, and use of customer data for developing customized offerings for customers. The future of insurance in a new era of digital transformation Insurance digital transformation represents the strategic and deliberate deployment of digital technologies to make them more efficient, provide deeper understanding of customers, and gain\ advantageous positions in the market. It uses the application of data analytics, artif...

The influence of AI on the investment strategies employed by the buy-side has been remarkably successful in empowering asset managers, hedge funds, and other institutional investors in optimizing their decision making and improving alpha generation. Some of the aspects that are leading AI into reshaping the buy-side strategies are highlighted. 1. Better Data Analysis and Insights Data is the most precious commodity today. In turn, it gives an opportunity for the buy-side firms to collect, process and digest both structured and unstructured data efficiently as machine capabilities supersedes that of humans. This includes: Alternative Data - Machine learning lends itself to the analysis of data in a more predictive way by looking at the likes of social media activity, satellite data, purchasing patterns of populations and so forth. Natural Language Processing - Processing ability is not limited only to numbers. AI will also read the news, earnings calls and similar communication...

One of the key facilitation tools for businesses in emerging markets is equity financing , which gives investors money free from the liability of debt. Emerging markets that are growing at a rapid pace offer equity financing to companies for expansion, innovation, and long-term growth. This report talks about the major trends of equity financing in various emerging markets, along with the opportunities and risks involved for investors as well as businesses. What is Equity Financing? Equity financing is raising money by selling shares in the company. This means sharing the ownership of the firm by providing cash, thus meaning that companies do not have to borrow money from another person. Emerging markets indicate a high increase in the various types of equity financing a business can take advantage of in their operations, covering not only large firms but other smaller growing entities, such as start-ups and small and medium-sized enterprises (SMEs). To Get More Details, Click He...

Financial Models  are a spreadsheet-based abstraction that helps to forecast a company’s future financial performance. It is a mathematical model designed to represent the performance of a financial asset or portfolio, project or any other investment. The forecast is based on the company’s historical performance and assumptions about the future. Financial Model requires preparation of Income statement, balance sheet and cash flow statement known as the three-statement models. In this article we will be discussing in brief the most common types of financial models in Investment Banking viz. DCF (Discounted Cash Flow), LBO (Leveraged Buyout), M&A(Merger & Acquisition) and the three statement models. MERGERS & ACQUISITION (M&A) Mergers & Acquisition are a more advanced model used to evaluate the purchase of a target company focusing on dilution (decreasing)or accretion (increasing) analysis. In other words, M&Amodel is used for determining the potential benefit...